Disability Insurance Alberta

CanCare Life guides you through the disability insurance to understand and choose the coverage that works when life takes an unexpected turn.

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Financial Security Through the Unexpected

Disability is not instability. Therefore, safeguarding your income is essential, and disability insurance Alberta provides the financial protection you need during unforeseen challenges. It safeguards your income, offering a crucial financial cushion during tough times, so you can focus on recovery without added stress. Alberta disability coverage benefits also include inflation protection, student loan assistance, and retirement support. 

Helping more than a hundred thousand families, there’s no stopping the betterment

CanCare Life provides you with a comprehensive understanding of both short term disability insurance Alberta and long term disability insurance Alberta based on your needs. 

Areas We Serve

Protecting Albertans Across the Province:

Disability Insurance in Edmonton
Disability Insurance in Calgary
Disability Insurance in Red Deer
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How much of my income does disability insurance cover in Alberta?
Most policies in Alberta replace 50% to 70% of your gross income. Although it may depend on the plan you select. Therefore, it is important to have a complete understanding of all details. The exact percentage varies based on your coverage selection and insurer.
What conditions are covered under disability insurance in Alberta?
Long-term disability insurance Alberta typically covers a wide range of illnesses and injuries that prevent you from working. This can include accidents, chronic illnesses, mental health conditions, and more. However, exclusions may apply depending on the policy.
Can I have both short-term and long-term disability insurance in Alberta?
Yes, Albertans may combine both short and long-term disability insurance. Seniors, especially, can opt for complete protection. Short-term insurance helps cover their immediate needs, while long-term insurance ensures lasting financial support.
Is disability insurance taxable in Alberta?
This depends on how the premiums are paid. If you pay with after-tax dollars, benefits are generally tax-free. However, if your employer pays and deducts it pre-tax, benefits may be taxable. Therefore, you must get guidance from an expert licensed insurer.
Compare Your Options

Coverage Options

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1

Short-Term Coverage

Income replacement for a limited time for temporary health conditions leading to disability.
2

Occupation Coverage

Coverage for work off time if you are unable to travel or perform duties due to disability.
3

Residual Coverage

Receive paid portion of coverage benefits if you can still work but in a limited capacity.
4

Long-Term Coverage

Coverage for extended periods with added benefits for those with permanent disabilities.
5

Supplemental Coverage

Additional coverage to top up employer-provided group plans if it is not meeting needs.
6

Individual Coverage

The coverage is for your needs without sharing, and can be personalized per your needs.
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Insurya insurance company is ones the best insurance Company available to save your family’s future

Contact Info

Office Address

  • +Time Square, New York USA, 3454

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