Hospitalization Insurance Alberta

CanCare Life guides you to focus on what matters: the hospitalization insurance coverage in Alberta that fits your needs.

Choose Hospitalization Plan With Confidence

Hospitalization insurance, often termed as hospital cash plan or indemnity insurance, assists you in financial support for your hospital stays. It helps cover your expenses like room charges, surgeries, ICU care, diagnostic tests, medications, doctor consultations, and nursing services. CanCare Life aims to guide you through all these emergency premiums that a plan might offer. We help you make informed decisions and assist you in easing the burden of inpatient costs through your selected coverage.

Helping more than a hundred thousand families, there’s no stopping the betterment

Medical challenges can be unannounced and long-term. Therefore, gain clarity on your coverage options and protect your loved ones. 

Areas We Serve

Protecting Albertans Across the Province:

Hospitalization Insurance in Edmonton
Hospitalization Insurance in Calgary
Hospitalization Insurance in Red Deer
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What is the waiting period for Hospital insurance claims in Alberta?
Hospital insurance often comprises a general waiting period of 30 days from policy start for illness-related hospitalization. However, Albertans have the advantage in claiming accident coverage as it usually starts immediately. Specific surgeries have longer waiting periods in Alberta.
Is hospital insurance payout taxable in Alberta?
Yes, Alberta hospitalization insurance offers tax-free cash benefits because premiums are paid with after-tax dollars. In addition, reimbursement plans simply offset expenses, so tax implications do not usually apply.
Can hospital insurance in Alberta be combined with other coverages?
Yes, hospitalization plans Alberta can often be purchased as a supplement to public healthcare coverage. However, this option is available with selected plans. In addition, you can also get employer-provided health benefits, ensuring you are financially supported for all expenses.
Does hospital insurance cover alternative treatments (Chiropractic and Acupuncture) in Alberta?
Traditional hospital cash plans usually do not cover extra treatments. However, in Alberta, some modern reimbursement-based policies cover alternative treatments. These treatments need to be performed in a registered hospital or clinic.

Coverage Options

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1

Cash Benefits

Get a daily sum for hospital stays and non-medical expenses during illness.
2

Critical Care Benefit

Higher daily benefit if you are admitted to an Intensive Care Unit (ICU).
3

Specialist Consultations

Coverage for in-hospital doctors, surgeons, or specialists' consultations.
4

Accommodation Upgradation

Coverage for semi-private or private hospital rooms for patient’s treatment.
5

Laboratory Tests

Coverage for scans, imaging, and lab work, required during inpatient care.
6

Medication & Supplies

Covers prescribed drugs, injections, or supplies during hospitalization.

Insurya insurance company is ones the best insurance Company available to save your family’s future

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