Permanent Life Insurance

Permanent Life Insurance

Permanent life insurance provides lifelong financial security, ensuring your loved ones are protected no matter what the future holds. Unlike term life insurance, it offers lifelong coverage along with cash value growth, which can be used for loans, investments, or emergencies. 

Helping more than a hundred thousand families, there’s no stopping to betterment

Whether you’re looking to build wealth, leave a legacy, or secure your family’s future, permanent life insurance Canada is a reliable solution.

Whole Life Insurance

A part of permanent life insurance, designed to provide lifelong coverage, offering a predictable and secure financial foundation for you and your loved ones. Unlike term life insurance, which covers you for a specific period, whole life insurance remains active for your entire lifetime, ensuring a guaranteed death benefit will be paid to your beneficiaries whenever it’s needed.

This permanence addresses common anxieties about outliving coverage or leaving financial burdens behind.

Permanent Life Insurance

Your rate is locked in at policy issuance, guaranteeing no increases for life.

Guaranteed Cash Value Growth

Access a living asset that grows steadily, offering liquidity for life’s opportunities.

Tax-Advantaged Benefits

Tax-deferred cash value growth and generally income tax-free death benefits.

Potential for Dividends

May earn annual dividends, increasing your policy’s value or reducing future premiums.

What’s Added?

Personalized permanent life insurance quote that meets exactly what you need.

Cash value, a tax-preferred savings portion
Insurance for life that never expires
Pay for the premiums for a limited time
Death benefits and that too tax-free
family-is-sitting-living-room-with-little-girl
portrait-smiling-friends
How is permanent life insurance different from term life insurance?
Unlike term life insurance, which provides coverage for a set period, permanent life insurance lasts your entire life and accumulates cash value that you can borrow against or use for other financial needs.
What is permanent life insurance?
Permanent life insurance Canada is a type of life insurance that provides lifelong coverage and includes a cash value component that grows over time. It offers both death benefits and potential financial benefits during your lifetime.
Can I access the cash value of my policy?
Yes, you can borrow against the cash value, make withdrawals, or even use it to pay premiums, depending on your policy terms. However, borrowing may reduce the death benefit.
Can I change my beneficiaries after purchasing the policy?
Yes, you can update your beneficiaries at any time by contacting your insurance provider and requesting a permanent life insurance quote by providing your requirements.

Service Options

medium-shot-happy-family-home
1
Consultation & Assessment
We analyze your financial needs and long-term goals to recommend the best permanent life insurance plan.
2
Underwriting Process
We work with insurers to review your application, ensuring a smooth approval process.
3
Premium Payment Management
We offer flexible payment options to help you manage your policy premiums with ease.
4
Application Submission
Our team assists you in completing and submitting your policy application accurately.
5
Policy Issuance
Once approved, your policy is issued, providing you with lifelong coverage and financial security.
6
Ongoing Support & Claims Assistance
Our team provides continuous support for policy updates, beneficiary changes, and claims processing.

Insurya insurance company is ones the best insurance Company available to save your family’s future

Contact Info

Office Address

Get a CanCareLife Insurance Term Quote